They sure will!
If you have not made a payment through your account before the scheduled payment date, Laybuy automatically takes payment from your designated debit or credit card on that date within the time of 8-11am.
You can check your scheduled payment dates at any time by logging into your account at https://www.laybuy.com/consumer#/account
No one wants to incur late payment fees and you can avoid these by simply making sure you have sufficient funds available on your designated credit or debit card.