When will my first payment be taken? April 30, 2019 03:19 Updated You will always pay the first instalment at the time you place your order. Related articles Can anyone use Laybuy? How does Laybuy work? How much does Laybuy cost? I'm from Australia and/or New Zealand and I don't have a drivers license, can I still sign up to Laybuy? Does Laybuy have a phone number?