Your Laybuy payment schedule will continue until the retailer processes your refund
Returns are subject to the Merchant's returns policy and all products should be returned as usual. First step is to contact the Merchant that provided you the products to arrange the return and ensure the products are sent back in a saleable condition.
For details of the Merchants returns policy please visit the Merchant's website or find their contact details on your order confirmation email you received from then when purchasing.
How do refunds work:
When the Merchant receives the products, accepts the return and refunds the amount to Laybuy, you will then receive a notification of this refund and your order will be adjusted immediately.
Partial refunds:
- If you have upcoming/pending payments, these will be cancelled first
- Any left over amount will then be refunded back to the card that was used to pay
EG - your original order amount is $120.00
Refund amount is $60
| Status | New status after refund | |
| Instalment 1 - $20 | Paid | Paid |
| Instalment 2 - $20 | Paid | Paid |
| Instalment 3 - $20 | Paid | Paid |
| Instalment 4 - $20 | Upcoming | CANCELLED |
| Instalment 5 - $20 | Upcoming | CANCELLED |
| Instalment 6 - $20 | Upcoming | CANCELLED |
In this case $60 worth of payments have been cancelled
Full refunds:
- Any funds will be transferred back to the card that was used to pay
- The bank may take 5-7 business days to process this amount.
Please note, you will be liable for all payment amounts until Laybuy receives confirmation from the retailer that a return has been accepted and we have received the refunded amount into Laybuy's account.
If you are having trouble with a refund, please see here for further instructions